Understanding Mortgage Underwriting
The mortgage underwriting process is a key part of the mortgage application process. It is when the lender assesses the applicant’s ability to repay the loan, and decides whether or not to approve the loan.
A Guide for First Time Buyers
Step-by-Step guide to buying your first home The purchase of your first property is an exciting time, whether you’re looking to buy a new property or a ‘fixer upper’ to put your stamp on. But it’s i [...]
Negative interest rates – what are they and what would they mean?
Negative interest rates – what are they and what would they mean? You may have heard that the UK economy is in recession. You may have heard talk about negative interest rates being introduced in r [...]
Has coronavirus made you rethink your protection?
Has coronavirus made you rethink your protection? Recent research has revealed that coronavirus has dramatically changed the way people, particularly younger people, view life and health insurance. [...]
Stamp Duty Holiday Time is Running Out
Time is running out - Act fast to avoid missing the stamp duty deadline Thousands of buyers risk missing out unless there is urgent action. When Chancellor, Rishi Sunak, announced the Stamp Duty H [...]
Chancellor Cuts Stamp Duty
BREAKING NEWS - CHANCELLOR ANNOUNCES STAMP DUTY HOLIDAY No stamp duty for homebuyers on properties up to £500,000 Chancellor of the Exchequor, Rishi Sunak has just announced he is increasing the t [...]
Coronavirus: Mortgage Holiday
Mortgage Holiday For Homeowners Affected by the Coronavirus Updated Wednesday 18th March 10am The Chancellor announced yesterday (17/3/2020) that he had agreed with UK banks that any homeowner stru [...]
CORONAVIRUS UPDATE
CORONAVIRUS UPDATE Official Statement from Stewart Pitt - Co-Founder | Updated Monday 23rd March 9am Like many businesses, Mortgage Plus is adapting to worldwide changes. At Mortgage Plus we are co [...]
House prices close to all-time highs
House prices close to all-time highs Since the end of 2019 confidence in the housing market has been growing. The housing market has continued to rebound in 2020 boosted by some political certainty [...]
Construction Industry Scheme (CIS) Mortgages
Construction Industry Scheme (CIS) Mortgages What is the Construction Industry Scheme and how do lenders consider your income? Under the Construction Industry Scheme (CIS), contractors deduct money [...]
New EPC Rules April 2020
New EPC Rules April 2020 As of April 2018 you were unable to let your property to a new tenant or renew the existing contract without having an EPC energy rating of E or above. As of April 2020 this [...]
Mortgage Plus Celebrates Their 10th Birthday
Mortgage Plus Celebrates Their 10th Birthday Mortgage Plus first opened its doors for business on the 09/06/2019. Since then we have helped arrange mortgages for over 4,000 customers! We have seen t [...]
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