Base Rate Held. But For How Long?
The Bank of England held the base rate at 3.75%. But three of the nine committee members voted to raise it, and fixed mortgage rates have been climbing all month. If your deal ends soon, here is why waiting may not pay off.
Product Transfer or Remortgage?
Your lender's app makes switching deals easy - but easiest isn't always best. Here's how a product transfer really compares to a remortgage.
The new First-Time Buyer ISA is coming – should you wait for it?
The government plans to replace the Lifetime ISA with a new First-Time Buyer ISA from 2028. Here's why holding off could cost you thousands.
New Fast-Track Remortgage: An Offer in 24 Hours?
Barclays has launched a Fast-Track Remortgage service promising an offer within 24 hours and completion in as little as five days. Here's what it means for homeowners — and who actually qualifies.
Base rate cut: what does it mean for you?
How does the Bank of England Base Rate cut affect your current or future mortgage plans? The Bank of England cut the Base Rate by 0.25% today, taking it from 4.00% down to 3.75% (and it was a close vo [...]
Why Is It Taking So Long to Buy a Home?
Buying a home now takes over 4 months! Learn why and discover 6 easy tips to speed up your move. Buying a home is exciting, but let’s be honest – the waiting can feel endless. Recent research shows [...]
Online Bank Statements Guide
How to download pdf bank statements to support your mortgage application Most mortgage lenders will want to see your latest 3 months' bank statements to support your application.With the majority of [...]
SA302s & Tax Year Overviews
SA302 & Tax Year Overview Download Checklist If you’re self-employed or receive income from rental properties, you will need to prove your income using your Self Assessment Tax Calculation (SA302 [...]
Remortgage Promise
Don't leave it too late to get a new deal With your fixed-rate mortgage deal nearing its end, you may be wondering when is the right time to start remortgaging. You don't want to tie yourself into a [...]
Online Insurance Quotes
Work out your protection costs in under 60 seconds The world of mortgage protection can be a very confusing place. Do I need Life Insurance? What about Critical Illness Cover? ...and what exactly is [...]
What Do Trump’s Tariffs Mean for Mortgage Rates?
There will be winners and losers in the mess of uncertainty Strap yourselves in, because Donald Trump’s trade wars and tariff tantrums could have a big impact on UK mortgage rates. With the US and C [...]
Fixed or Tracker?
Choosing the Right Option After a Bank Rate Cut As we approach 2025, the latest interest bank rate cut to 4.75% (November), the lowest level in over a year, gives homeowners and buyers a moment to r [...]
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