Self Employed Mortgages
How to Prepare for 2025 If you’re self-employed and planning to buy a home in 2025, knowing how lenders approach these types of applications can make a big difference. While getting a mortgage can b [...]
How to Reduce Your Mortgage Stress With the Mortgage Charter
The Mortgage Charter: What You Need to Know and How It Can Benefit You The news is full of doom and gloom about mortgages. Interest rates are increasing and with this coming on top of already high i [...]
Protecting Your Most Valuable Asset: Your Income
The importance of Income Protection As you navigate through life, your income is undoubtedly your most valuable asset. It's the source of paying for daily expenses, investing for the future, and bui [...]
Protect your loved ones this Valentine’s Day
Valentine’s day is a special day to celebrate love and affection between partners. It’s a day to show appreciation and to make memories that last a lifetime. While love and affection are important, t [...]
Reviewing your mortgage and options to Refinance
Remortgaging and product transfers are two popular options for homeowners looking to make changes to their mortgage. While both can help release funds in your home, there are key differences between [...]
What is going on with Mortgage Rates?
What's going on with Mortgage Rates? - Your questions answered Mortgages have been in the news a lot recently, so we've broken down the most common questions we get from the clients we're speaking to [...]
Understanding Mortgage Underwriting
The mortgage underwriting process is a key part of the mortgage application process. It is when the lender assesses the applicant’s ability to repay the loan, and decides whether or not to approve the loan.
A Guide for First Time Buyers
Step-by-Step guide to buying your first home The purchase of your first property is an exciting time, whether you’re looking to buy a new property or a ‘fixer upper’ to put your stamp on. But it’s i [...]
Negative interest rates – what are they and what would they mean?
Negative interest rates – what are they and what would they mean? You may have heard that the UK economy is in recession. You may have heard talk about negative interest rates being introduced in r [...]
Has coronavirus made you rethink your protection?
Has coronavirus made you rethink your protection? Recent research has revealed that coronavirus has dramatically changed the way people, particularly younger people, view life and health insurance. [...]
Stamp Duty Holiday Time is Running Out
Time is running out - Act fast to avoid missing the stamp duty deadline Thousands of buyers risk missing out unless there is urgent action. When Chancellor, Rishi Sunak, announced the Stamp Duty H [...]
Chancellor Cuts Stamp Duty
BREAKING NEWS - CHANCELLOR ANNOUNCES STAMP DUTY HOLIDAY No stamp duty for homebuyers on properties up to £500,000 Chancellor of the Exchequor, Rishi Sunak has just announced he is increasing the t [...]
