New EPC Rules April 2020
As of April 2018 you were unable to let your property to a new tenant or renew the existing contract without having an EPC energy rating of E or above.
As of April 2020 this will apply to all existing lets.
Mortgage lenders will also require all landlords to comply with this legislation before considering a mortgage application.
More information can be found here: www.gov.uk
The existing rules of ”Without an EPC rated E or above, landlords face civil and criminal penalties for signing a new tenancy, or renewing an existing tenancy, from 1st April 2018. There are fines of up to £5,000 for landlords that are found in breach of the legislation” will apply to all tenancies from April 2020.
There are some funding options and incentives for existing landlords:
Expert Mortgage Brokers
Mortgage advice you can trust. We will work hard for you. Call us on 0330 4004242
Local Mortgage Broker
Drop in and see us at one of our local offices in Rochford or Stanford-Le-Hope. We would love to meet you.
Easy to Deal With
From start to finish we will be there. Finding the best mortgage deal is only the start.
Exclusive Mortgage Rates
We have access to special mortgage deal’s you won’t find everywhere.
A fantastic experience changing mortgage provider with Mortgage Plus, we managed to reduce our mortgage term by 5 year but still pay the same monthly payments! Melissa came to our house to sort out family insurance cover it was so easy and she made the form writing so simple. Highly recommend Mortgage Plus
Natalie was very helpful efficient and extremely patient with my husband and I, from start to finish, of our mortgage application, we have already arranged date to discuss mortgage for our daughter too. Would highly recommend Natalie and her team at mortgage plus.
A huge thanks to all the team at Mortgage Plus, particularly Debbie. From start to finish the communication was great. Nothing was ever too much bother. They got us a great deal on our new mortgage. A big thanks to Debbie for putting up with our little ones causing havoc and still remaining professional through out!
We couldn’t recommend these guys enough.
Melissa and the wider team was extremely helpful with everything. Explained all options well, was always at the end of the phone if needed and found me a really good mortgage offer. I will definitely refer to anyone I know that needs mortgage and insurance advice.
From start to finish, Susan and her team have made us feel at ease with the whole process of buying a house. We can’t thank them enough for helping us through the journey, and would recommend mortgage plus to everyone. Thank you again!
A Great BIG Thank you to Susan and her team. Me and my partner we do not know what we would have done without them. Always there to provide answers and direction and most of all reasurance of a smooth process! Wouldn’t hesitate to use Mortgage Plus again in the future! I highly recommend Mortage plus to everyone.
Mohammad Amzad Hussain
Sue and her team helped me a lot. I must admit, I am naive in buying a property, how to get the best lender and other things, with Sue’s simple explanation and up to date communication with her admin, everything went very well. A million thanks Mortgage Plus! 😊
This is a very honest and genuine review because my Mortgage has been possible through the unrelenting efforts of the team at Mortgage Plus who are brilliant, dedicated and so efficient. Susan, you are a genius in this mortgage profession, I am indeed so grateful for your professionalism, Natalie and Yasmin, you guys are just too efficient and it’s obvious you all love what you do which has made the life of your clients easy with the application for a mortgage. Thank you.
Susan was very helpful and efficient, she helped find me a good mortgage deal. She was always available to advice me whenever I needed. I would highly recommend her. Her team was also very fast and good with their communications. I am very happy and satisfied with her service.
Excellent service. They were very proffesional and reliable. Felt like we were in great hands, they got everything completed fast and I feel the best deal possible. Couldn’t be more greatful.
I can not thank Susan enough! She was kind, helpful and so informative as i went into the process completely unaware of what it entailed. Susan gave me confidence to ask questions no matter how silly and was always responsive extremely quickly if i needed advice/ had any queries. Both the girls who work alongside Susan were also really approachable and made the whole exciting experience of buying my first home feel less daunting and scary! I would recommend Susan and her team to ANYONE who would listen :)!
Great team, attentive to each need, assisting with no hassle. Highly recommend Debbie, Yasmin and the rest of the team. Keep it up the great work!!!
Great experience and service! Susan and Yasmin have been really helpful and competent, by helping to get the right mortgage twice!!! Thank you mortgage plus!
The whole experience was made very easy thanks to my advisor,
Debbie Lee she was always there for my questions and answered them straight away, very friendly and professional at all times. She got me the best deal possible. I would recommend her to anybody. Which I have and she is now working with my friend, who is receiving all the help required. 10 out of 10 for Debbie. Thank you.
As a first time buyer I decided to use mortgage plus to help me find my first home and mortgage. The advise and knowledge given to me was so important and helpful it made the whole process much easier. I also used them to change mortgage company’s when needed and they got me a great deal at a great price. I would honestly recommend them to any one.
Sue is brilliant – highly recommended
As a first time buyer Sue helped in every way she could. Couldn’t recommend enough
Always on hand for anything that your…keep doing what your doing!
Always on hand for anything that your not sure of and guide you through all the steps . It just seems that nothing is a problem. Would recommend this company to anyone.
Mortgage plus made everything so quick…
Mortgage plus made everything so quick and easy. In particular Susan who arranged my mortgage.
Excellent service I would not hesitate to use again.
I recently re mortgaged with Mortgage Plus and I found them so helpful and professional.
Mel and the team delivered an excellent service from start to finish.
They kept me updated throughout the process and I would definitely recommend Mortgage Plus.
So helpful & Friendly!!
My advisor Susan Bray was so helpful & friendly,
I have used her twice now & would highly recommend 🙂
The company keep you informed on every aspect and are nice people to deal with!
I have been dealing with Sue at Mortgage Plus for a good few years and she has arranged both residential and Buy to Let mortgages for me.
Would highly recommend to anyone.
Dealt with Mortgage Plus for my initial mortgage and then a re-mortgage 2 years on (Completed now).
Both experiences where great and stress free, down to the professionalism of Susan and her team and was also kept very informed of every step of the process.
Done my first mortgage and my remortgage with Mortgage Plus and they were brilliant throughout.
Gemma and Sue were always on hand to answer any questions I had.
would highly recommend Mortgage Plus and I will be using them when my next remortgage comes up.
Amazing service and they find the best mortgages…..
I have recommended them to all my friends that are looking to move or simply remortgage.
Extremely professional and straight forward!
Great professional not a bad word to say about them