Buying a home now takes over 4 months! Learn why and discover 6 easy tips to speed up your move.

Buying a home is exciting, but let’s be honest – the waiting can feel endless. Recent research shows the average time to exchange contracts in the UK is now over four months (123 days). That’s longer than ever before, and for many buyers, it adds stress and uncertainty.

What’s Happening?

  • Regional differences: Scotland leads the way with the fastest timeline at 2.9 months, thanks to its different legal system. Meanwhile, Outer London and East of England are the slowest at 4.6 months.
  • Trend over time: Back in 2019, the average was about 3 months. Today, it’s over 4 months, and the increase shows no sign of stopping.
  • Why it matters: Longer timelines mean more risk of deals falling through, especially if interest rates or personal circumstances change during the process.

Why Is It So Slow?

Several factors contribute:

  • Complex legal checks
  • Delays in property searches and surveys
  • Waiting for mortgage offers
  • Chains of buyers and sellers

The good news? You can take steps to speed things up.

Top Tips to Make Your Home Purchase Faster

Whether you’re a first-time buyer, home mover, or buy-to-let investor, these tips can help:

  1. Get Mortgage Ready Early
    • Speak to a mortgage adviser before you start house hunting.
    • Have your documents ready: ID, proof of income, bank statements.
    • Consider getting a Decision in Principle – it shows sellers you’re serious.
  2. Choose an Experienced Solicitor
    • A proactive conveyancer can make a huge difference.
    • Ask about their average turnaround times and communication style.
  3. Order Searches Promptly
    • Don’t wait for your solicitor to start – ask them to order searches as soon as possible.
  4. Stay Organised and Respond Quickly
    • Reply to emails and requests for information promptly.
    • Keep all your paperwork in one place.
  5. Consider Chain-Free Properties
    • If possible, look for homes with no onward chain – fewer people involved means fewer delays.
  6. Use Digital Tools
    • Many lenders and solicitors now offer digital ID checks and online portals. These can save days compared to posting documents.

Thinking about buying your first home or investing in property?

Get in touch today and we’ll help you navigate the process and keep things moving as quickly as possible.

Ready to speak to an Adviser?